Reggora review
Reggora is a Appraisal Management product from Reggora, Inc., independent and venture-backed. MortgageTechReview scores Reggora 4.4 out of 5.0, ranking Reggora #4 of the 21 products tracked in Appraisal Management Software, as of August 11, 2026. Scores on MortgageTechReview are weighted across five axes and are never paid for or influenced by a vendor relationship.
Reggora runs the lender side of appraisal from order through delivery. It covers ordering, appraiser assignment, borrower scheduling, fee collection and automated review. It was built for lenders that keep the panel relationship rather than hand it to an AMC. The Encompass work is what separates it: the full interface runs inside Encompass and LO Connect. If you are an Encompass shop, this is the strongest fit here. The weakness is thin public evidence, with no cycle times, no pricing, no customer counts and no user ratings.
How Reggora compares to Clear Capital
Ranked first in VALClear Capital currently scores highest in VAL, so every other product in the category is compared against it here. That is a ranking on our published rubric rather than a recommendation, and it changes when the scores change. Category Leader
| Axis | Reggora | Clear Capital |
|---|---|---|
| Production impact | 4.5 | 5.0 |
| Functionality & depth | 4.5 | 4.9 |
| Integrations & ecosystem | 4.9 | 4.9 |
| Adoption & support | 4.4 | 4.4 |
| Return on spend | 3.9 | 4.5 |
| Overall | 4.4 | 4.8 |
Reggora wins 0 of 5 axes against Clear Capital, on the weight profile published for this category. Full head-to-head →
Where it wins
- Full Reggora interface runs inside Encompass and LO Connect via Partner Connect
- Handles appraisal fee collection and appraiser payout, the piece most shops still hand-work
- Automated review checks reports against investor and GSE rules before delivery
- One configuration serves every channel, wholesale and consumer direct included
Where it falls short
- Major software directories list Reggora with zero user ratings
- No turn-time or cost-per-order evidence backs the automation claims
- Depth concentrates in the ICE ecosystem; other systems get ordinary connections
- Quote-based pricing with no published platform fee or per-order rate
Why it scores 4.4
Scored on the Appraisal & Valuation weight profile. The number shows where it sits in this category. It rests on evidence anyone can check, including the vendor's own record. The weights →
Production impact
30% of scoreReggora attacks the coordination cost of appraisal rather than the appraisal itself. Ordering, appraiser assignment, borrower scheduling, fee collection, review and delivery all happen without leaving Encompass. That removes the portal-and-email switching that eats an appraisal desk’s day on every file, and the automated surface is wide enough that the capacity gain is credible. Reggora publishes no cycle times of its own. The gain is read off the workflow rather than measured, so test it against your own desk.
Functionality and depth
15% of scoreCoverage of the lender-side appraisal lifecycle is close to complete. Ordering, assignment, borrower scheduling, fee collection and appraiser payout, then automated review against investor and GSE rules before the report goes out. Payment is the piece most rivals still leave to hand-work. A marketplace matches orders to qualified appraisers where your own panel runs thin, and one configuration serves wholesale and consumer direct too. The gap is analytics. This is a workflow product, not valuation modelling or collateral risk.
Integrations and ecosystem
15% of scoreThe Encompass work is a deep LOS integration. The 2022 rebuild on ICE’s Encompass Partner Connect API renders Reggora’s full interface inside Encompass and LO Connect, and user management and data sync happen on their own rather than through message exchange. ValueLink and Restb.ai both name Reggora on their integration lists, which is outside confirmation rather than a vendor claim. Beyond ICE the picture thins, so check your other systems one by one.
Adoption and support
15% of scoreProcessors never learn a second application, because the full interface renders inside Encompass and LO Connect. One configuration serves every channel, wholesale and consumer direct included, so there is no second setup to train people on either. Support materials include documentation plus live and recorded training. The evidence gap is independent feedback. Major software directories list Reggora with zero user ratings, so a company founded in 2016 gives you no review base to check. Ask for references at your own volume and channel mix.
Return on spend
25% of scoreThe case rests on appraisal desk headcount and fee collection accuracy, and both are measurable inside your shop before you sign. Pricing is quote-based with no published platform fee and no per-order rate, so payback has to be modelled from your own volume. A $30 million Series B led by Spark Capital says the roadmap is funded. The risk is a price that moves as the company scales, so fix the terms in the contract rather than the proposal.
On price. Quote only. No platform fee or per-order rate is published, and no minimum either. The appraisal fee itself passes through, so software is only part of total spend. Insist both get broken out before comparing offers.
