Stavvy vs OneSpan
Documents & eClosing head-to-head · axis by axis, same rubric for both
Stavvy, Inc.
OneSpan Inc. (publicly traded on Nasdaq)
| Axis | Stavvy | OneSpan |
|---|---|---|
| Production impact | 3.8 | 2.6 |
| Functionality & depth | 4.4 | 2.5 |
| Integrations & ecosystem | 3.6 | 2.5 |
| Adoption & support | 3.8 | 3.0 |
| Return on spend | 3.6 | 2.8 |
| Overall | 3.9 | 2.6 |
Stavvy wins 5 of 5 axes. Same rubric, same weights, no sponsorships.
What the rubric says
Stavvy and OneSpan are both scored in Documents & eClosing. Stavvy carries an overall of 3.9, OneSpan an overall of 2.6. The widest gap between them is Functionality and depth, at 1.9 of a point. That axis measures whether it handles the messy loans and not just the clean file. Stavvy takes it, 4.4 to 2.5.
Where the five axes separate
On Functionality and depth the record favours Stavvy, 4.4 against 2.5. On Production impact the record favours Stavvy, 3.8 against 2.6. On Integrations and ecosystem the record favours Stavvy, 3.6 against 2.5. On Return on spend the record favours Stavvy, 3.6 against 2.8. On Adoption and support the record favours Stavvy, 3.8 against 3.
Pricing posture
Stavvy does not publish pricing. Its listed model is quote only. OneSpan publishes pricing. Its listed model is published: $22 per user per month billed yearly on professional, enterprise volume-based. One of the two can be costed before a sales call, the other cannot.
Deployment and who each one targets
Deployment for Stavvy: Cloud, Encompass Partner Connect API. Deployment for OneSpan: Cloud, API, prebuilt eSignature integrations. Segment focus for Stavvy: Lenders, servicers, title agents and real estate law firms wanting closing and default work on one. Segment focus for OneSpan: Banks and lenders wanting signing, identity verification and authentication from one vendor. The two entries name different buyers.
What each record credits
Stavvy: Default servicing and origination closings run on one platform after the 2023 Brace deal. Stavvy: PHH Mortgage went live on its loan modification product in September 2025. Stavvy: The February 2025 Encompass integration uses Partner Connect, the current ICE path. OneSpan: Professional plan published at $22 per user monthly, with a no-card 30-day trial. OneSpan: Identity verification is a metered add-on from $2.50, same vendor as the signature. OneSpan: Notary is a distinct product line, not a top-tier-only add-on.
What each record holds against them
Stavvy: No pricing appears anywhere, not even a per-closing fee. Stavvy: Beyond Encompass, the site names no other system and publishes no integrations page. Stavvy: Funding and ownership go undisclosed on the site and the press page. OneSpan: No integration partners of any kind are named, and no LOS is referenced. OneSpan: Professional caps at 1,000 transactions per user yearly before Enterprise pricing applies. OneSpan: No document generation, eNote, eVault or MERS eRegistry to anchor a closing program.
Which one fits which shop
Best fit for Stavvy: A servicer that needs loss mitigation documents executed remotely as well as originations closed. Best fit for OneSpan: Regulated institutions that need signing evidence and fraud controls in the same contract.
What each entry concludes
Stavvy: Stavvy closes loans and also works the servicing side, which sets it apart in this category. Stavvy: It sells hybrid and full eClosing, eNote and eVault custody, RON and in-person electronic notarization. OneSpan: OneSpan is a publicly traded security company selling eSignature, identity verification, smart digital forms and notary. OneSpan: An authentication and fraud prevention business runs alongside.
The short answer
Stavvy finishes ahead on the published rubric, 3.9 to 2.6. The margin comes mostly from Functionality and depth. Same rubric, same weights, no sponsorships.
Both tools are scored on the same weighted rubric, production impact carries the most weight. Comparisons are never sponsored. Disclosure →