nCino Mortgage POS vs Pre Approve Me

What the rubric says

nCino Mortgage POS and Pre Approve Me are both scored in Point of Sale. nCino Mortgage POS carries an overall of 4.7, Pre Approve Me an overall of 2.9. The widest gap between them is Integrations and ecosystem, at 2.3 of a point. That axis measures how well it reaches the rest of the stack. nCino Mortgage POS takes it, 4.6 to 2.3.

Where the five axes separate

On Integrations and ecosystem the record favours nCino Mortgage POS, 4.6 against 2.3. On Functionality and depth the record favours nCino Mortgage POS, 4.8 against 2.6. On Production impact the record favours nCino Mortgage POS, 4.8 against 2.8. On Adoption and support the record favours nCino Mortgage POS, 4.8 against 3.6. On Return on spend the record favours nCino Mortgage POS, 3.9 against 3.5.

Names, because the URL and the brand differ

nCino Mortgage POS was formerly SimpleNexus. Mobile-first origination platform built as SimpleNexus, acquired by nCino and rebranded to nCino Mortgage Suite in October 2023.

Pricing posture

nCino Mortgage POS does not publish pricing. Its listed model is quote only, enterprise contract. Pre Approve Me does not publish pricing. Its listed model is per-user subscription, list price not published on the vendor site.

Deployment and who each one targets

Deployment for nCino Mortgage POS: Cloud, mobile-native borrower and loan officer apps. Deployment for Pre Approve Me: Cloud, borrower mobile app and web. Segment focus for nCino Mortgage POS: Banks and credit unions on nCino, plus IMBs inherited from the SimpleNexus base. Segment focus for Pre Approve Me: Individual loan officers and small originator teams. The two entries name different buyers.

What each record credits

nCino Mortgage POS: Genuinely mobile-first rather than mobile-adapted. nCino Mortgage POS: Broadest enterprise footprint here, sitting on a platform nCino says serves over 2,700 financial institutions. nCino Mortgage POS: Modular scope goes well past intake. Pre Approve Me: Targets a real and specific pain point. Pre Approve Me: Self-service scenario and letter generation gives realtors and borrowers answers without an LO in the loop. Pre Approve Me: Lightweight to adopt with no enterprise implementation.

What each record holds against them

nCino Mortgage POS: Post-acquisition sentiment is a real and recurring theme. nCino Mortgage POS: Two brand identities are still in circulation three years after the rebrand. nCino Mortgage POS: Mortgage sits inside a company whose center of gravity is banking software. Pre Approve Me: Not a full point of sale. Pre Approve Me: If you already run a capable POS, much of this overlaps with what you have. Pre Approve Me: Minimal independent review data or public information.

Which one fits which shop

Best fit for nCino Mortgage POS: Enterprise and large retail lenders that want a mobile-first borrower and LO experience, eClosing. management from one vendor, layered over an existing LOS. Best fit for Pre Approve Me: LO teams drowning in pre-approval letter and payment scenario requests, as a supplement.

What each entry concludes

nCino Mortgage POS: Mobile-first origination platform built as SimpleNexus, acquired by nCino and rebranded to nCino Mortgage Suite in October. nCino Mortgage POS: Sold as modules covering engagement, origination, closing, business intelligence, and incentive compensation. Pre Approve Me: Narrower than a full POS. Pre Approve Me: Focused on the pre-approval workflow alone.

The short answer

nCino Mortgage POS finishes ahead on the published rubric, 4.7 to 2.9. The margin comes mostly from Integrations and ecosystem. Same rubric, same weights, no sponsorships.