Proof vs Stavvy
Documents & eClosing head-to-head · axis by axis, same rubric for both
Notarize, Inc. (dba Proof.com)
Stavvy, Inc.
| Axis | Proof | Stavvy |
|---|---|---|
| Production impact | 4.1 | 3.8 |
| Functionality & depth | 4.1 | 4.4 |
| Integrations & ecosystem | 3.8 | 3.6 |
| Adoption & support | 4.1 | 3.8 |
| Return on spend | 3.8 | 3.6 |
| Overall | 4.0 | 3.9 |
Proof wins 4 of 5 axes. Same rubric, same weights, no sponsorships.
What the rubric says
Proof and Stavvy are both scored in Documents & eClosing. Proof carries an overall of 4, Stavvy an overall of 3.9. The widest gap between them is Functionality and depth, at 0.3 of a point. That axis measures whether it handles the messy loans and not just the clean file. Stavvy takes it, 4.4 to 4.1.
Where the five axes separate
On Functionality and depth the record favours Stavvy, 4.4 against 4.1. On Production impact the record favours Proof, 4.1 against 3.8. On Adoption and support the record favours Proof, 4.1 against 3.8. On Return on spend the record favours Proof, 3.8 against 3.6. On Integrations and ecosystem the record favours Proof, 3.8 against 3.6.
In Documents & eClosing the rubric weights Functionality and depth heaviest, at 30 percent. That is why the two overalls sit where they do.
How the weights turn axes into a score
Production impact carries 25 percent of the Documents & eClosing score. It measures whether the tool moves volume, pull-through or cycle time. Functionality and depth carries 30 percent of the Documents & eClosing score. It measures whether it handles the messy loans and not just the clean file. Integrations and ecosystem carries 20 percent of the Documents & eClosing score. It measures how well it reaches the rest of the stack. Adoption and support carries 10 percent of the Documents & eClosing score. It measures whether the team adopts it and gets unstuck. Return on spend carries 15 percent of the Documents & eClosing score. It measures what the spend returns, which is not the same as being cheap.
Pricing posture
Proof publishes pricing. Its listed model is per-transaction, published rates for business and title, custom for lenders. Stavvy does not publish pricing. Its listed model is quote only. One of the two can be costed before a sales call, the other cannot.
Deployment and who each one targets
Deployment for Proof: Cloud, API, national notary network. Deployment for Stavvy: Cloud, Encompass Partner Connect API. Segment focus for Proof: Title agencies and businesses that need notarization plus identity verification, with lender deals priced separately. Segment focus for Stavvy: Lenders, servicers, title agents and real estate law firms wanting closing and default work on one. The two entries name different buyers.
What each record credits
Proof: Publishes per-transaction rates, including $99 per mortgage meeting in-house and $45 on-network. Proof: Sells $4 per signer identity checks and Defend, which pure RON vendors lack. Proof: Snapdocs names Proof as its RON partner, third-party evidence of mortgage production use. Proof: Use your notaries or the network, with the price gap stated openly. Stavvy: Default servicing and origination closings run on one platform after the 2023 Brace deal. Stavvy: PHH Mortgage went live on its loan modification product in September 2025. Stavvy: The February 2025 Encompass integration uses Partner Connect, the current ICE path. Stavvy: Buying SigniaDocuments in November 2023 brought document generation in-house.
What each record holds against them
Proof: Lender pricing stays custom, so the biggest-volume buyers get the least transparency. Proof: Its own site names no LOS or POS, and no title production system. Proof: The $200 billion annual transaction value claim carries no independent audit. Proof: Identity positioning spans many industries, so mortgage roadmap priority is harder to judge. Stavvy: No pricing appears anywhere, not even a per-closing fee. Stavvy: Beyond Encompass, the site names no other system and publishes no integrations page. Stavvy: Funding and ownership go undisclosed on the site and the press page. Stavvy: News slowed sharply between 2023 and 2025, with only a handful of announcements.
Which one fits which shop
Best fit for Proof: A title agency that wants published RON rates and the option to use its own notaries. Best fit for Stavvy: A servicer that needs loss mitigation documents executed remotely as well as originations closed.
What each entry concludes
Proof: Proof is the company formerly known as Notarize, and it now calls itself an identity platform. Proof: It sells Notarize for RON, Close for eClosings, Identify and Verify for identity, and Defend for deepfake. Proof: Title agencies are the clearest fit, with published rates of $99 per meeting in-house or $45. Proof: The decider is whether the identity and fraud layer matters to you, because that separates Proof from pure. Proof: Focus is the limit for mortgage buyers, since Proof also sells into solar, automotive, insurance and healthcare. Stavvy: Stavvy closes loans and also works the servicing side, which sets it apart in this category. Stavvy: It sells hybrid and full eClosing, eNote and eVault custody, RON and in-person electronic notarization. Stavvy: A SMART Doc engine plus HELOC and HELOAN closings round out origination. Stavvy: Buy it if you want loss mitigation and closings from one vendor, because few competitors offer both. Stavvy: PHH Mortgage went live on its loan modification product, built on Brace, in September 2025.
The short answer
Proof finishes ahead on the published rubric, 4 to 3.9. The margin comes mostly from Functionality and depth. Same rubric, same weights, no sponsorships.
Both tools are scored on the same weighted rubric, production impact carries the most weight. Comparisons are never sponsored. Disclosure →