Realfinity vs Experian Mortgage Engage Plus

What the rubric says

Realfinity and Experian Mortgage Engage Plus are both scored in Point of Sale. Realfinity carries an overall of 2.7, Experian Mortgage Engage Plus an overall of 2.6. The widest gap between them is Return on spend, at 0.1 of a point. That axis measures what the spend returns, which is not the same as being cheap. Realfinity takes it, 2.7 to 2.6.

Where the five axes separate

On Return on spend the record favours Realfinity, 2.7 against 2.6. On Production impact the record favours Realfinity, 2.7 against 2.6. On Integrations and ecosystem the record favours Realfinity, 2.7 against 2.6.

What each record credits

Realfinity: Solves a genuinely different problem than the rest of this list: fulfillment capacity rather than borrower. Experian Mortgage Engage Plus: Experian’s underlying credit and consumer data is a genuine advantage for early eligibility and affordability assessment.

What each record holds against them

Realfinity: Not a point of sale in any conventional sense. Experian Mortgage Engage Plus: Not a point of sale.

Which one fits which shop

Best fit for Realfinity: Small originators looking to outsource fulfillment capacity, evaluated as a fulfillment partner rather. Best fit for Experian Mortgage Engage Plus: Lenders wanting stronger eligibility screening ahead of an existing POS, not.

The short answer

Realfinity finishes ahead on the published rubric, 2.7 to 2.6. The margin comes mostly from Return on spend. Same rubric, same weights, no sponsorships.