Proof vs OneSpan

What the rubric says

Proof and OneSpan are both scored in Documents & eClosing. Proof carries an overall of 4, OneSpan an overall of 2.6. The widest gap between them is Functionality and depth, at 1.6 of a point. That axis measures whether it handles the messy loans and not just the clean file. Proof takes it, 4.1 to 2.5.

Where the five axes separate

On Functionality and depth the record favours Proof, 4.1 against 2.5. On Production impact the record favours Proof, 4.1 against 2.6. On Integrations and ecosystem the record favours Proof, 3.8 against 2.5. On Adoption and support the record favours Proof, 4.1 against 3. On Return on spend the record favours Proof, 3.8 against 2.8.

Pricing posture

Proof publishes pricing. Its listed model is per-transaction, published rates for business and title, custom for lenders. OneSpan publishes pricing. Its listed model is published: $22 per user per month billed yearly on professional, enterprise volume-based.

Deployment and who each one targets

Deployment for Proof: Cloud, API, national notary network. Deployment for OneSpan: Cloud, API, prebuilt eSignature integrations. Segment focus for Proof: Title agencies and businesses that need notarization plus identity verification, with lender deals priced separately. Segment focus for OneSpan: Banks and lenders wanting signing, identity verification and authentication from one vendor. The two entries name different buyers.

What each record credits

Proof: Publishes per-transaction rates, including $99 per mortgage meeting in-house and $45 on-network. Proof: Sells $4 per signer identity checks and Defend, which pure RON vendors lack. Proof: Snapdocs names Proof as its RON partner, third-party evidence of mortgage production use. OneSpan: Professional plan published at $22 per user monthly, with a no-card 30-day trial. OneSpan: Identity verification is a metered add-on from $2.50, same vendor as the signature. OneSpan: Notary is a distinct product line, not a top-tier-only add-on.

What each record holds against them

Proof: Lender pricing stays custom, so the biggest-volume buyers get the least transparency. Proof: Its own site names no LOS or POS, and no title production system. Proof: The $200 billion annual transaction value claim carries no independent audit. OneSpan: No integration partners of any kind are named, and no LOS is referenced. OneSpan: Professional caps at 1,000 transactions per user yearly before Enterprise pricing applies. OneSpan: No document generation, eNote, eVault or MERS eRegistry to anchor a closing program.

Which one fits which shop

Best fit for Proof: A title agency that wants published RON rates and the option to use its own notaries. Best fit for OneSpan: Regulated institutions that need signing evidence and fraud controls in the same contract.

What each entry concludes

Proof: Proof is the company formerly known as Notarize, and it now calls itself an identity platform. Proof: It sells Notarize for RON, Close for eClosings, Identify and Verify for identity, and Defend for deepfake. OneSpan: OneSpan is a publicly traded security company selling eSignature, identity verification, smart digital forms and notary. OneSpan: An authentication and fraud prevention business runs alongside.

The short answer

Proof finishes ahead on the published rubric, 4 to 2.6. The margin comes mostly from Functionality and depth. Same rubric, same weights, no sponsorships.