MOZAIQ vs Sun West / AngelAi

What the rubric says

MOZAIQ and Sun West / AngelAi are both scored in AI & Automation. MOZAIQ carries an overall of 4.6, Sun West / AngelAi an overall of 2. The widest gap between them is Integrations and ecosystem, at 3.4 of a point. That axis measures how well it reaches the rest of the stack. MOZAIQ takes it, 4.4 to 1.

Where the five axes separate

On Integrations and ecosystem the record favours MOZAIQ, 4.4 against 1. On Production impact the record favours MOZAIQ, 4.9 against 2.1. On Return on spend the record favours MOZAIQ, 4.4 against 1.7. On Functionality and depth the record favours MOZAIQ, 4.7 against 2.6. On Adoption and support the record favours MOZAIQ, 4.2 against 2.6.

Pricing posture

MOZAIQ does not publish pricing. Its listed model is per-loan pricing referenced by a client, no rates published. Sun West / AngelAi does not publish pricing. Its listed model is no published licensing model for third-party lenders.

Deployment and who each one targets

Deployment for MOZAIQ: Cloud, Encompass integration, with an operations team in India. Deployment for Sun West / AngelAi: Consumer web and mobile app operated by the vendor. Segment focus for MOZAIQ: Wholesale and retail lenders on Encompass automating fulfillment rather than point tasks. Segment focus for Sun West / AngelAi: Consumers, real estate professionals and brokers transacting through Sun West rather than lenders. The two entries name different buyers.

What each record credits

MOZAIQ: Client The Loan Store won Celent’s 2026 Model Bank Award for Lending Innovation. MOZAIQ: Encompass is named, with delivery to both agencies and the major aggregators. MOZAIQ: Analyzers cover income, credit, title, appraisal and assets, not one document type. Sun West / AngelAi: A live consumer app with a genuinely conversational borrower experience, not a demo. Sun West / AngelAi: One assistant covers mortgage, consumer and auto credit plus credit repair. Sun West / AngelAi: Celligence and Sun West run it on their own origination volume.

What each record holds against them

MOZAIQ: Published evidence concentrates in wholesale lending, with no comparable retail case. MOZAIQ: Per-loan pricing is confirmed, but no rate is disclosed, no floor or tiers either. MOZAIQ: No ownership or funding information appears anywhere on the site. Sun West / AngelAi: Nothing published describes licensable software a third-party US lender can run. Sun West / AngelAi: No LOS, pricing engine, verification provider or credit vendor is named. Sun West / AngelAi: The 500,000 families and four-hours-saved claims are vendor numbers, unverified.

Which one fits which shop

Best fit for MOZAIQ: Wholesale shops where cost per loan is the number under scrutiny. Best fit for Sun West / AngelAi: Brokers willing to originate through Sun West who want a conversational front end.

What each entry concludes

MOZAIQ: MOZAIQ automates fulfillment with agents covering setup, appraisal review, underwriting support, closing and funding, post-close review and investor. MOZAIQ: The strongest evidence is a client win: The Loan Store took Celent’s 2026 Model Bank Award for Lending. Sun West / AngelAi: AngelAi is the rebranded successor to Morgan, built by Celligence with Sun West and renamed. Sun West / AngelAi: It answers borrower questions, runs calculators, takes applications and pushes toward credit decisions.

The short answer

MOZAIQ finishes ahead on the published rubric, 4.6 to 2. The margin comes mostly from Integrations and ecosystem. Same rubric, same weights, no sponsorships.