Mortech vs PMI Rate Pro
Pricing & Eligibility head-to-head · axis by axis, same rubric for both
Zillow Group
LoanPASS
| Axis | Mortech | PMI Rate Pro |
|---|---|---|
| Production impact | 3.6 | 2.3 |
| Functionality & depth | 3.3 | 1.9 |
| Integrations & ecosystem | 4.2 | 2.6 |
| Adoption & support | 3.6 | 2.8 |
| Return on spend | 3.6 | 2.6 |
| Overall | 3.6 | 2.3 |
Mortech wins 5 of 5 axes. Same rubric, same weights, no sponsorships.
What the rubric says
Mortech and PMI Rate Pro are both scored in Pricing & Eligibility. Mortech carries an overall of 3.6, PMI Rate Pro an overall of 2.3. The widest gap between them is Integrations and ecosystem, at 1.6 of a point. That axis measures how well it reaches the rest of the stack. Mortech takes it, 4.2 to 2.6.
Where the five axes separate
On Integrations and ecosystem the record favours Mortech, 4.2 against 2.6. On Functionality and depth the record favours Mortech, 3.3 against 1.9. On Production impact the record favours Mortech, 3.6 against 2.3. On Return on spend the record favours Mortech, 3.6 against 2.6. On Adoption and support the record favours Mortech, 3.6 against 2.8.
Pricing posture
Mortech does not publish pricing. Its listed model is quote only. PMI Rate Pro does not publish pricing. Its listed model is quote only.
Deployment and who each one targets
Deployment for Mortech: Cloud, APIs plus LOS, CRM and lead-source connections. Deployment for PMI Rate Pro: Cloud, JSON API or standalone browser platform. Segment focus for Mortech: Consumer-direct and retail lenders that quote to leads and rate tables as well as internally. Segment focus for PMI Rate Pro: Lenders and mortgage technology vendors that need live MI quotes from all six national. The two entries name different buyers.
What each record credits
Mortech: Names roughly a dozen LOS partners, including Encompass, BYTE, Calyx, LendingPad and nCino. Mortech: Direct feeds to consumer rate tables: Zillow, LendingTree, Bankrate, NerdWallet and Credit Karma. Mortech: Live MI quotes from Arch MI, Enact, Essent, MGIC, National MI and Radian. PMI Rate Pro: Quotes all six national private mortgage insurers through one interface. PMI Rate Pro: Two delivery paths: JSON API, or a standalone web tool needing no integration. PMI Rate Pro: Sold to technology providers as well as lenders, so it embeds behind other products.
What each record holds against them
Mortech: Secondary marketing runs lighter than enterprise engines, and hedging is absent. Mortech: No published pricing; product pages route to a phone number and email. Mortech: Investor coverage is stated only as hundreds, with no specific count. PMI Rate Pro: Mortgage insurance quoting only, with no product and pricing function. PMI Rate Pro: No published pricing for either the API or the standalone platform. PMI Rate Pro: No longer an independent purchase; it arrives through the LoanPASS relationship.
Which one fits which shop
Best fit for Mortech: A lender whose pricing has to feed rate tables and lead marketplaces, not just the lock. Best fit for PMI Rate Pro: A team still quoting mortgage insurance by hand across six carriers.
What each entry concludes
Mortech: Mortech, a Zillow Group business, is the pricing engine to buy when quotes must travel past the lock. Mortech: Its partner page is the most specific in this batch. PMI Rate Pro: PMI Rate Pro now belongs to LoanPASS, which lists it as an acquisition and sells it. PMI Rate Pro: It returns live quotes from all six national MI companies through a JSON API or a standalone.
The short answer
Mortech finishes ahead on the published rubric, 3.6 to 2.3. The margin comes mostly from Integrations and ecosystem. Same rubric, same weights, no sponsorships.
Both tools are scored on the same weighted rubric, production impact carries the most weight. Comparisons are never sponsored. Disclosure →