MIAC Analytics vs Andrew Davidson & Co.

What the rubric says

MIAC Analytics and Andrew Davidson & Co. are both scored in Secondary & Capital Markets. MIAC Analytics carries an overall of 3, Andrew Davidson & Co. an overall of 2.3. The widest gap between them is Production impact, at 0.9 of a point. That axis measures whether the tool moves volume, pull-through or cycle time. MIAC Analytics takes it, 3 to 2.1.

Where the five axes separate

On Production impact the record favours MIAC Analytics, 3 against 2.1. On Adoption and support the record favours MIAC Analytics, 2.5 against 1.7. On Return on spend the record favours MIAC Analytics, 2.8 against 2.1. On Integrations and ecosystem the record favours MIAC Analytics, 2.3 against 1.7. On Functionality and depth the record favours MIAC Analytics, 3.6 against 3.1.

Pricing posture

MIAC Analytics does not publish pricing. Its listed model is quote only; software licences and advisory engagements priced separately. Andrew Davidson & Co. does not publish pricing. Its listed model is quote only; licensed directly or embedded through third-party vendors.

Deployment and who each one targets

Deployment for MIAC Analytics: Licensed software and hosted analytics, with advisory and brokerage services alongside. Deployment for Andrew Davidson & Co.: Licensed models and applications, plus embedded distribution through third-party platforms. Segment focus for MIAC Analytics: Servicers and investors valuing MSRs and whole loans, plus lenders wanting hedge advisory. Segment focus for Andrew Davidson & Co.: Quantitative risk and valuation teams at banks, insurers, investors and broker-dealers. The two entries name different buyers.

What each record credits

MIAC Analytics: Independent since 1989, established enough on valuation and brokerage for ASC 820 work. MIAC Analytics: CORE models cover prepayment, credit frequency, loss severity and term structure. MIAC Analytics: MarketShield unites hedging analytics, loan-level pricing, spec pool valuation and execution oversight. Andrew Davidson & Co.: Models cover prepayment, credit and term structure, plus a separate climate risk suite. Andrew Davidson & Co.: Applications split by asset type, so MSRs, pools and loan-level portfolios get purpose-built tools. Andrew Davidson & Co.: Client base spans banks, insurers, reinsurers, credit unions, broker-dealers and investment managers.

What each record holds against them

MIAC Analytics: No integrations named at all, so feeding position and pipeline data is on you. MIAC Analytics: No ownership or investor disclosure published. MIAC Analytics: Over 25 products with thin public documentation, so scope stays unclear before sales calls. Andrew Davidson & Co.: No named distribution partners, so you cannot tell if your platform embeds the models. Andrew Davidson & Co.: No ownership or investor disclosure published. Andrew Davidson & Co.: Nothing in the line touches an LOS or a loan sale workflow.

Which one fits which shop

Best fit for MIAC Analytics: A servicer that needs an independent ASC 820 valuation and the models behind it. Best fit for Andrew Davidson & Co.: A balance sheet team that needs defensible prepayment and credit models rather.

What each entry concludes

MIAC Analytics: MIAC has done mortgage valuation and analytics since 1989, split about evenly between software and services. MIAC Analytics: MarketShield covers pipeline hedging analytics, loan-level pricing, spec pool valuation and execution oversight. Andrew Davidson & Co.: Andrew Davidson & Co. Andrew Davidson & Co.: sells mortgage models and the applications around them, not capital markets workflow.

The short answer

MIAC Analytics finishes ahead on the published rubric, 3 to 2.3. The margin comes mostly from Production impact. Same rubric, same weights, no sponsorships.