MeridianLink Price My Loan vs PMI Rate Pro
Pricing & Eligibility head-to-head · axis by axis, same rubric for both
MeridianLink, Inc.
LoanPASS
| Axis | MeridianLink Price My Loan | PMI Rate Pro |
|---|---|---|
| Production impact | 4.4 | 2.3 |
| Functionality & depth | 4.4 | 1.9 |
| Integrations & ecosystem | 3.8 | 2.6 |
| Adoption & support | 4.4 | 2.8 |
| Return on spend | 4.4 | 2.6 |
| Overall | 4.3 | 2.3 |
MeridianLink Price My Loan wins 5 of 5 axes. Same rubric, same weights, no sponsorships.
What the rubric says
MeridianLink Price My Loan and PMI Rate Pro are both scored in Pricing & Eligibility. MeridianLink Price My Loan carries an overall of 4.3, PMI Rate Pro an overall of 2.3. The widest gap between them is Functionality and depth, at 2.5 of a point. That axis measures whether it handles the messy loans and not just the clean file. MeridianLink Price My Loan takes it, 4.4 to 1.9.
Where the five axes separate
On Functionality and depth the record favours MeridianLink Price My Loan, 4.4 against 1.9. On Production impact the record favours MeridianLink Price My Loan, 4.4 against 2.3. On Return on spend the record favours MeridianLink Price My Loan, 4.4 against 2.6. On Adoption and support the record favours MeridianLink Price My Loan, 4.4 against 2.8. On Integrations and ecosystem the record favours MeridianLink Price My Loan, 3.8 against 2.6.
Pricing posture
MeridianLink Price My Loan does not publish pricing. Its listed model is quote only. PMI Rate Pro does not publish pricing. Its listed model is quote only.
Deployment and who each one targets
Deployment for MeridianLink Price My Loan: Cloud, sold with the MeridianLink Mortgage LOS. Deployment for PMI Rate Pro: Cloud, JSON API or standalone browser platform. Segment focus for MeridianLink Price My Loan: Credit unions, community banks and IMBs already running MeridianLink Mortgage. Segment focus for PMI Rate Pro: Lenders and mortgage technology vendors that need live MI quotes from all six national. The two entries name different buyers.
What each record credits
MeridianLink Price My Loan: One module bundles underwriting decisioning, pricing, closing cost fees and margin management. MeridianLink Price My Loan: Sits natively with the MeridianLink Mortgage LOS and the Mortgage Access portal. MeridianLink Price My Loan: Large credit union and community bank base, per MeridianLink’s own published figures. PMI Rate Pro: Quotes all six national private mortgage insurers through one interface. PMI Rate Pro: Two delivery paths: JSON API, or a standalone web tool needing no integration. PMI Rate Pro: Sold to technology providers as well as lenders, so it embeds behind other products.
What each record holds against them
MeridianLink Price My Loan: Effectively tied to the MeridianLink LOS; no third-party LOS deployments are named. MeridianLink Price My Loan: Hundreds of partners and open APIs are claimed, none named on mortgage pages. MeridianLink Price My Loan: No pricing, and no statement whether the module is bundled or licensed separately. PMI Rate Pro: Mortgage insurance quoting only, with no product and pricing function. PMI Rate Pro: No published pricing for either the API or the standalone platform. PMI Rate Pro: No longer an independent purchase; it arrives through the LoanPASS relationship.
Which one fits which shop
Best fit for MeridianLink Price My Loan: A credit union that wants underwriting, price and closing costs decided. as the loan file. Best fit for PMI Rate Pro: A team still quoting mortgage insurance by hand across six carriers.
What each entry concludes
MeridianLink Price My Loan: PriceMyLoan is MeridianLink’s pricing engine, and its pitch is four jobs in one module. MeridianLink Price My Loan: It covers underwriting decisioning, product pricing, closing cost fee generation and margin management. PMI Rate Pro: PMI Rate Pro now belongs to LoanPASS, which lists it as an acquisition and sells it. PMI Rate Pro: It returns live quotes from all six national MI companies through a JSON API or a standalone.
The short answer
MeridianLink Price My Loan finishes ahead on the published rubric, 4.3 to 2.3. The margin comes mostly from Functionality and depth. Same rubric, same weights, no sponsorships.
Both tools are scored on the same weighted rubric, production impact carries the most weight. Comparisons are never sponsored. Disclosure →