Skip to content
Subscribe

Matic Insurance vs Bankrate

Lead Gen & Retention head-to-head · axis by axis, same rubric for both

All Lead Gen & Retention head-to-heads →

Matic Insurance
Matic Insurance Services, Inc.
4.2
Bankrate
Red Ventures
2.9
AxisMatic InsuranceBankrate
Production impact 4.3 3.6
Functionality & depth 3.7 2.1
Integrations & ecosystem 3.7 2.1
Adoption & support 4.4 3.1
Return on spend 4.5 2.6
Overall 4.2 2.9

Matic Insurance wins 5 of 5 axes. Same rubric, same weights, no sponsorships.

What the rubric says

Matic Insurance and Bankrate are both scored in Lead Gen & Retention. Matic Insurance carries an overall of 4.2, Bankrate an overall of 2.9. The widest gap between them is Return on spend, at 1.9 of a point. That axis measures what the spend returns, which is not the same as being cheap. Matic Insurance takes it, 4.5 to 2.6.

Where the five axes separate

On Return on spend the record favours Matic Insurance, 4.5 against 2.6. On Integrations and ecosystem the record favours Matic Insurance, 3.7 against 2.1. On Functionality and depth the record favours Matic Insurance, 3.7 against 2.1. On Adoption and support the record favours Matic Insurance, 4.4 against 3.1. On Production impact the record favours Matic Insurance, 4.3 against 3.6.

Pricing posture

Matic Insurance does not publish pricing. Its listed model is no licence fee to the lender, matic earns carrier commission and shares revenue with the partner. Bankrate does not publish pricing. Its listed model is fixed fee per consumer match, amounts not published.

Deployment and who each one targets

Deployment for Matic Insurance: Cloud, API integration into the origination or servicing workflow, co-branded consumer experience. Deployment for Bankrate: Consumer marketplace, lender supplies a rate feed. Segment focus for Matic Insurance: Originators, servicers, banks and credit unions adding a homeowners insurance attach point to an existing. Segment focus for Bankrate: Consumer direct lenders with call centre capacity buying high intent rate shoppers. The two entries name different buyers.

What each record credits

Matic Insurance: No licence fee, so the business case is revenue share, not spend approval. Matic Insurance: Carrier panel is broad and named, covering more than 60 A-rated carriers. Matic Insurance: Serves origination and servicing both, giving retaining lenders the renewal touchpoint. Bankrate: Search authority puts lender offers in front of shoppers at the moment of intent. Bankrate: States publicly that ranking is lowest overall cost and position cannot be bought. Bankrate: Rate content refreshes from a weekly survey of 850 banks and credit unions.

What each record holds against them

Matic Insurance: No LOS or point-of-sale system is named, so integration effort is unknown. Matic Insurance: Claimed 2 to 3 times retention lift and $970 average saving lack any methodology. Matic Insurance: Revenue share terms are undisclosed, so partners cannot benchmark before negotiating. Bankrate: Not software a lender licenses or runs; nothing to own, configure or keep. Bankrate: No fee schedule, cost per lead or auction mechanic is published anywhere. Bankrate: No LOS, CRM or lead delivery integration named; routing is the buyer’s build.

Which one fits which shop

Best fit for Matic Insurance: A lender or servicer that wants insurance revenue without building and licensing an agency. Best fit for Bankrate: Lenders that need funded volume this quarter and can staff instant callbacks.

What each entry concludes

Matic Insurance: Matic is a digital insurance agency that lenders and servicers embed, not a marketing tool they operate. Matic Insurance: The borrower needs a homeowners policy anyway, and Matic turns that moment into a comparison across its carrier. Bankrate: Bankrate is a consumer rate comparison site owned by Red Ventures. Bankrate: To a lender it is a paid acquisition channel, not a system to run.

The short answer

Matic Insurance finishes ahead on the published rubric, 4.2 to 2.9. The margin comes mostly from Return on spend. Same rubric, same weights, no sponsorships.

Who stands behind this review

MortgageTechReview

This score rests on evidence anyone can check. It also rests on the vendor's own documentation, pricing, integration pages, and ownership records. We do not claim to run every product ourselves. Nobody can. The rubric was published before this review existed. The vendor did not write this, and no vendor can buy a word of it. Every product in this category is weighted the same way.

How this was scored · Who publishes this · Dispute this score · Disclosure

Both tools are scored on the same weighted rubric, production impact carries the most weight. Comparisons are never sponsored. Disclosure →

The Stack Memo · free · one email a month

One email a month: what's actually worth demoing.

New reviews, category shake-ups, pricing changes we've spotted. No vendor spam, unsubscribe anytime.

No vendor spam·We never sell your address·Unsubscribe in one click

Or read the buying guides →

317 products · 15 categories · one rubric

Every mortgage tool, scored the same way.

No pay-for-play, no vendor-written listicles, no gate. Start from the category you are actually buying in.

Compare →