Lodasoft vs Encompass Consumer Connect

What the rubric says

Lodasoft and Encompass Consumer Connect are both scored in Point of Sale. Lodasoft carries an overall of 3.5, Encompass Consumer Connect an overall of 3.2. The widest gap between them is Functionality and depth, at 1.3 of a point. That axis measures whether it handles the messy loans and not just the clean file. Lodasoft takes it, 4.1 to 2.8.

Where the five axes separate

On Functionality and depth the record favours Lodasoft, 4.1 against 2.8. On Integrations and ecosystem the record favours Encompass Consumer Connect, 3.8 against 3. On Production impact the record favours Lodasoft, 3.6 against 3. On Return on spend the record favours Lodasoft, 3.9 against 3.6. On Adoption and support the record favours Lodasoft, 3.3 against 3.1.

Names, because the URL and the brand differ

Encompass Consumer Connect was formerly ICE.

Pricing posture

Lodasoft does not publish pricing. Its listed model is quote only. Encompass Consumer Connect does not publish pricing. Its listed model is quote only, sold within the encompass relationship.

Deployment and who each one targets

Deployment for Lodasoft: Cloud, LOS integrations. Deployment for Encompass Consumer Connect: Cloud, native to Encompass. Segment focus for Lodasoft: Brokers, multi-branch lenders and TPO operations wanting POS plus task automation. Segment focus for Encompass Consumer Connect: Encompass lenders who want a POS with no integration project attached. The two entries name different buyers.

What each record credits

Lodasoft: Task automation is the actual differentiator. Lodasoft: Built by people with origination backgrounds, and the workflow logic reflects. Lodasoft: Established integration relationships, including the Optimal Blue partner network. Encompass Consumer Connect: Native to Encompass, so field-mapping and sync work disappear. Encompass Consumer Connect: Direct Desktop Underwriter and Loan Product Advisor access without extra plumbing. Encompass Consumer Connect: Argyle built to Consumer Connect specifically; the verification ecosystem is opening.

What each record holds against them

Lodasoft: Weaker borrower-facing experience than Floify or Loanzify, which matters given the even weighting used here. Lodasoft: Small vendor with limited public presence, and almost no independent review data. Lodasoft: No published pricing. Encompass Consumer Connect: Useless outside Encompass; it does not survive an LOS change. Encompass Consumer Connect: Noticeably thinner than specialist POS tools on workflow and loan officer features. Encompass Consumer Connect: Deepens single-vendor dependence across LOS, POS, closing and data.

Which one fits which shop

Best fit for Lodasoft: Lenders whose cycle-time problem is internal workflow and handoffs rather than borrower intake. Best fit for Encompass Consumer Connect: Encompass shops that value a single vendor and single support line over feature depth.

What each entry concludes

Lodasoft: Mortgage task automation and point of sale software, built by mortgage veterans. Lodasoft: It is built around workflow and guidance for everyone touching the file, not borrower self-service alone. Encompass Consumer Connect: Consumer Connect is ICE’s borrower-facing POS, built to sit on Encompass rather than integrate with it. Encompass Consumer Connect: It covers the online application, document upload, eSignature, status tracking and abandoned-application follow-up.

The short answer

Lodasoft finishes ahead on the published rubric, 3.5 to 3.2. The margin comes mostly from Functionality and depth. Same rubric, same weights, no sponsorships.