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LendingTree vs Percy.ai

Lead Gen & Retention head-to-head · axis by axis, same rubric for both

All Lead Gen & Retention head-to-heads →

LendingTree
LendingTree, Inc. (Nasdaq: TREE)
2.6
Percy.ai
Cordless Media
2.5
AxisLendingTreePercy.ai
Production impact 3.1 2.7
Functionality & depth 2.3 2.8
Integrations & ecosystem 2.3 1.8
Adoption & support 2.8 2.7
Return on spend 2.1 2.5
Overall 2.6 2.5

LendingTree wins 3 of 5 axes. Same rubric, same weights, no sponsorships.

What the rubric says

LendingTree and Percy.ai are both scored in Lead Gen & Retention. LendingTree carries an overall of 2.6, Percy.ai an overall of 2.5. The widest gap between them is Functionality and depth, at 0.5 of a point. That axis measures whether it handles the messy loans and not just the clean file. Percy.ai takes it, 2.8 to 2.3.

Where the five axes separate

On Functionality and depth the record favours Percy.ai, 2.8 against 2.3. On Integrations and ecosystem the record favours LendingTree, 2.3 against 1.8. On Return on spend the record favours Percy.ai, 2.5 against 2.1.

Pricing posture

LendingTree does not publish pricing. Its listed model is lead marketplace, lender pays per match or click, no published rate card. Percy.ai does not publish pricing. Its listed model is quote only; single user licenses referenced without figures.

Deployment and who each one targets

Deployment for LendingTree: Cloud marketplace, leads delivered into the lender’s CRM by post or API, nothing installed. Deployment for Percy.ai: Cloud, contacts loaded by CRM import or CSV upload. Segment focus for LendingTree: Lenders buying high-volume consumer mortgage inquiries to feed a call centre. Segment focus for Percy.ai: Retail and servicing lenders building purchase volume through homeowner and agent relationships. The two entries name different buyers.

What each record credits

LendingTree: Volume switches on at once, with no build and no implementation project. Percy.ai: Equity dashboards give officers a contact reason that is not a rate quote.

What each record holds against them

LendingTree: Leads are shared by design, so winning means dialing first, not being better. Percy.ai: No CRM or LOS is named anywhere; Signals loads contacts by import or CSV.

Which one fits which shop

Best fit for LendingTree: A consumer-direct shop with licensed staff on the phone within minutes of a form submission. Best fit for Percy.ai: A retail shop that wants past clients engaged with home value and equity content.

The short answer

LendingTree finishes ahead on the published rubric, 2.6 to 2.5. The margin comes mostly from Functionality and depth. Same rubric, same weights, no sponsorships.

Who stands behind this review

MortgageTechReview

This score rests on evidence anyone can check. It also rests on the vendor's own documentation, pricing, integration pages, and ownership records. We do not claim to run every product ourselves. Nobody can. The rubric was published before this review existed. The vendor did not write this, and no vendor can buy a word of it. Every product in this category is weighted the same way.

How this was scored · Who publishes this · Dispute this score · Disclosure

Both tools are scored on the same weighted rubric, production impact carries the most weight. Comparisons are never sponsored. Disclosure →

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