Lender Price vs PMI Rate Pro
Pricing & Eligibility head-to-head · axis by axis, same rubric for both
Cre8tech Labs, Inc.
LoanPASS
| Axis | Lender Price | PMI Rate Pro |
|---|---|---|
| Production impact | 4.4 | 2.3 |
| Functionality & depth | 4.9 | 1.9 |
| Integrations & ecosystem | 4.2 | 2.6 |
| Adoption & support | 4.2 | 2.8 |
| Return on spend | 4.4 | 2.6 |
| Overall | 4.5 | 2.3 |
Lender Price wins 5 of 5 axes. Same rubric, same weights, no sponsorships.
What the rubric says
Lender Price and PMI Rate Pro are both scored in Pricing & Eligibility. Lender Price carries an overall of 4.5, PMI Rate Pro an overall of 2.3. The widest gap between them is Functionality and depth, at 3 of a point. That axis measures whether it handles the messy loans and not just the clean file. Lender Price takes it, 4.9 to 1.9.
Where the five axes separate
On Functionality and depth the record favours Lender Price, 4.9 against 1.9. On Production impact the record favours Lender Price, 4.4 against 2.3. On Return on spend the record favours Lender Price, 4.4 against 2.6. On Integrations and ecosystem the record favours Lender Price, 4.2 against 2.6. On Adoption and support the record favours Lender Price, 4.2 against 2.8.
Pricing posture
Lender Price does not publish pricing. Its listed model is quote only. PMI Rate Pro does not publish pricing. Its listed model is quote only.
Deployment and who each one targets
Deployment for Lender Price: Cloud, API and LOS integrations. Deployment for PMI Rate Pro: Cloud, JSON API or standalone browser platform. Segment focus for Lender Price: Multi-channel lenders and brokers that need one engine behind retail, wholesale, correspondent and non-agency. Segment focus for PMI Rate Pro: Lenders and mortgage technology vendors that need live MI quotes from all six national. The two entries name different buyers.
What each record credits
Lender Price: One configuration prices retail, wholesale, correspondent and non-agency channels. Lender Price: Listed as an ICE Mortgage Technology Gold Partner on its own site. Lender Price: Clear, stable ownership: Cre8tech Labs, founded 2015, headquartered in Pasadena. PMI Rate Pro: Quotes all six national private mortgage insurers through one interface. PMI Rate Pro: Two delivery paths: JSON API, or a standalone web tool needing no integration. PMI Rate Pro: Sold to technology providers as well as lenders, so it embeds behind other products.
What each record holds against them
Lender Price: No public integration list; only ICE and a NEXA LOS page are named. Lender Price: All scale figures are vendor claims with no third-party check. Lender Price: No published pricing for any tier or module. PMI Rate Pro: Mortgage insurance quoting only, with no product and pricing function. PMI Rate Pro: No published pricing for either the API or the standalone platform. PMI Rate Pro: No longer an independent purchase; it arrives through the LoanPASS relationship.
Which one fits which shop
Best fit for Lender Price: A lender running several channels that wants one pricing configuration behind all of them. Best fit for PMI Rate Pro: A team still quoting mortgage insurance by hand across six carriers.
What each entry concludes
Lender Price: Lender Price, built by Cre8tech Labs in Pasadena since 2015, is the breadth pick among independent pricing engines. Lender Price: A multi-channel lender configures once and prices everywhere, instead of stitching two vendors together. PMI Rate Pro: PMI Rate Pro now belongs to LoanPASS, which lists it as an acquisition and sells it. PMI Rate Pro: It returns live quotes from all six national MI companies through a JSON API or a standalone.
The short answer
Lender Price finishes ahead on the published rubric, 4.5 to 2.3. The margin comes mostly from Functionality and depth. Same rubric, same weights, no sponsorships.
Both tools are scored on the same weighted rubric, production impact carries the most weight. Comparisons are never sponsored. Disclosure →