Lender Price vs Earnix
Pricing & Eligibility head-to-head · axis by axis, same rubric for both
Cre8tech Labs, Inc.
Pricing & Eligibility
| Axis | Lender Price | Earnix |
|---|---|---|
| Production impact | 4.4 | 2.3 |
| Functionality & depth | 4.9 | 1.9 |
| Integrations & ecosystem | 4.2 | 1.8 |
| Adoption & support | 4.2 | 2.1 |
| Return on spend | 4.4 | 1.9 |
| Overall | 4.5 | 2.0 |
Lender Price wins 5 of 5 axes. Same rubric, same weights, no sponsorships.
What the rubric says
Lender Price and Earnix are both scored in Pricing & Eligibility. Lender Price carries an overall of 4.5, Earnix an overall of 2. The widest gap between them is Functionality and depth, at 3 of a point. That axis measures whether it handles the messy loans and not just the clean file. Lender Price takes it, 4.9 to 1.9.
Where the five axes separate
On Functionality and depth the record favours Lender Price, 4.9 against 1.9. On Return on spend the record favours Lender Price, 4.4 against 1.9. On Integrations and ecosystem the record favours Lender Price, 4.2 against 1.8. On Production impact the record favours Lender Price, 4.4 against 2.3. On Adoption and support the record favours Lender Price, 4.2 against 2.1.
Pricing posture
Lender Price does not publish pricing. Its listed model is quote only. Earnix does not publish pricing. Its listed model is quote only.
Deployment and who each one targets
Deployment for Lender Price: Cloud, API and LOS integrations. Deployment for Earnix: Cloud, connects to loan origination systems and CRMs as well as decisioning platforms. Segment focus for Lender Price: Multi-channel lenders and brokers that need one engine behind retail, wholesale, correspondent and non-agency. Segment focus for Earnix: Insurers and large banks with a dedicated pricing function, not mortgage rate-sheet quoting. The two entries name different buyers.
What each record credits
Lender Price: One configuration prices retail, wholesale, correspondent and non-agency channels. Lender Price: Listed as an ICE Mortgage Technology Gold Partner on its own site. Lender Price: Clear, stable ownership: Cre8tech Labs, founded 2015, headquartered in Pasadena. Earnix: Runs credit risk simulation beside price setting, which mortgage pricing engines do not attempt. Earnix: Twenty-five years of history, seven offices, customers in thirty-plus countries, per its own page. Earnix: Aimed at pricing teams that own rate strategy, not loan officers quoting scenarios.
What each record holds against them
Lender Price: No public integration list; only ICE and a NEXA LOS page are named. Lender Price: All scale figures are vendor claims with no third-party check. Lender Price: No published pricing for any tier or module. Earnix: Not a mortgage PPE; neither investor rate sheets nor lock desk workflow described. Earnix: Ownership and funding go undisclosed on the company page and newsroom. Earnix: The only named third-party system is Guidewire PolicyCenter, an insurance platform.
Which one fits which shop
Best fit for Lender Price: A lender running several channels that wants one pricing configuration behind all of them. Best fit for Earnix: A bank pricing team that sets its own risk-adjusted rates across several loan lines.
What each entry concludes
Lender Price: Lender Price, built by Cre8tech Labs in Pasadena since 2015, is the breadth pick among independent pricing engines. Lender Price: A multi-channel lender configures once and prices everywhere, instead of stitching two vendors together. Earnix: Earnix sells enterprise pricing and decisioning software, positioned at insurers first and banks second. Earnix: The lending page covers auto, personal, mortgage, deposits and commercial lines under one pricing model.
The short answer
Lender Price finishes ahead on the published rubric, 4.5 to 2. The margin comes mostly from Functionality and depth. Same rubric, same weights, no sponsorships.
Both tools are scored on the same weighted rubric, production impact carries the most weight. Comparisons are never sponsored. Disclosure →