First American Data & Analytics vs Point Predictive

What the rubric says

First American Data & Analytics and Point Predictive are both scored in Verification & Data. First American Data & Analytics carries an overall of 3.8, Point Predictive an overall of 2.1. The widest gap between them is Functionality and depth, at 2.1 of a point. That axis measures whether it handles the messy loans and not just the clean file. First American Data & Analytics takes it, 4.4 to 2.3.

Where the five axes separate

On Functionality and depth the record favours First American Data & Analytics, 4.4 against 2.3. On Integrations and ecosystem the record favours First American Data & Analytics, 3.6 against 1.6. On Return on spend the record favours First American Data & Analytics, 3.6 against 2.1.

Pricing posture

First American Data & Analytics does not publish pricing. Its listed model is quote only, priced per report and per data licence. Point Predictive does not publish pricing. Its listed model is quote only.

Deployment and who each one targets

Deployment for First American Data & Analytics: Cloud, delivered as web platforms, APIs and bulk data licensing. Deployment for Point Predictive: Cloud, delivery mechanism not published. Segment focus for First American Data & Analytics: Lenders, servicers and title operations that want fraud, valuation and property data. Segment focus for Point Predictive: Higher-volume lenders using fraud scores to triage underwriting, with auto lending as the company’s core. The two entries name different buyers.

What each record credits

First American Data & Analytics: FraudGuard bundles occupancy, identity, watchlist, licensing and valuation checks into one report. Point Predictive: MortgagePass rank-orders applications by fraud propensity, enabling risk-based triage over binary flags.

What each record holds against them

First American Data & Analytics: No LOS integrations named anywhere on the product pages. Point Predictive: No origination system or point of sale integration is named anywhere.

Which one fits which shop

Best fit for First American Data & Analytics: Lenders consolidating fraud screening, valuation and property records onto a single contract. Best fit for Point Predictive: Lenders with enough application volume for score-based triage to change staffing.

The short answer

First American Data & Analytics finishes ahead on the published rubric, 3.8 to 2.1. The margin comes mostly from Functionality and depth. Same rubric, same weights, no sponsorships.