Class Valuation vs Restb.ai

What the rubric says

Class Valuation and Restb.ai are both scored in Appraisal & Valuation. Class Valuation carries an overall of 3.6, Restb.ai an overall of 3.2. The widest gap between them is Production impact, at 0.9 of a point. That axis measures whether the tool moves volume, pull-through or cycle time. Class Valuation takes it, 4 to 3.1.

Where the five axes separate

On Production impact the record favours Class Valuation, 4 against 3.1. On Return on spend the record favours Class Valuation, 3.3 against 3.1. On Functionality and depth the record favours Class Valuation, 3.8 against 3.6. On Adoption and support the record favours Class Valuation, 3.3 against 3.1. On Integrations and ecosystem the record favours Restb.ai, 3.3 against 3.2.

Pricing posture

Class Valuation does not publish pricing. Its listed model is quote only, per-order. Restb.ai does not publish pricing. Its listed model is quote only.

Deployment and who each one targets

Deployment for Class Valuation: Cloud ordering through AppraisalScope and Class Marketplace portals. Deployment for Restb.ai: Cloud APIs, most often embedded inside a partner platform. Segment focus for Class Valuation: High-volume retail and correspondent lenders that outsource the appraiser panel entirely. Segment focus for Restb.ai: Appraisal software vendors, AMCs, AVM builders and MLSs that need structured data out of property photos. The two entries name different buyers.

What each record credits

Class Valuation: Panel depth and national coverage built through a decade of AMC acquisitions. Class Valuation: Verified by Fannie Mae and Freddie Mac against the Uniform Property Dataset. Class Valuation: Owns AppraisalScope, so ordering technology is developed in-house rather than licensed. Restb.ai: Outputs align to UAD 3.6, the Uniform Property Dataset, Freddie PDR and Fannie PDC. Restb.ai: Field-tested through ACI, Bradford Technologies, Stewart Valuation Intelligence and Aloft. Restb.ai: Photo validation covers a stated 90% plus of populated data collection fields.

What each record holds against them

Class Valuation: No loan origination system integrations named on the company site. Class Valuation: A service purchase, so a lender running its own panel gains almost nothing. Class Valuation: Per-order fees and minimums go undisclosed, contract terms too. Restb.ai: API only, no user interface, so direct buyers need engineering first. Restb.ai: Clear Capital ownership since May 2026 conflicts AMCs competing with Clear Capital. Restb.ai: Pricing page exists but shows no rate or volume band.

Which one fits which shop

Best fit for Class Valuation: Lenders that need national panel coverage and one AMC accountable for turn times. Best fit for Restb.ai: A valuation platform that wants condition and quality scoring from imagery without building the models.

What each entry concludes

Class Valuation: Class Valuation is an appraisal management company first and a technology vendor second. Class Valuation: Gridiron Capital has owned it since April 2021, with Narrow Gauge Capital holding a minority stake from 2018. Restb.ai: Restb.ai is computer vision sold as an API, not an application. Restb.ai: It reads property photos and returns structured outputs, from room tagging and condition scoring to condition-adjusted comparables.

The short answer

Class Valuation finishes ahead on the published rubric, 3.6 to 3.2. The margin comes mostly from Production impact. Same rubric, same weights, no sponsorships.